Privacy Policy – Ambika Finance Private Limited.
Introduction
Ambika Finance Private Limited ("Company," "we," "our," or "us") is committed to protecting the privacy and security of our customers’ personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you use our financial services.
By using our website, mobile application, or services, you agree to the collection and use of your information in accordance with this Privacy Policy.
1. Information We Collect
We may collect the following types of personal and financial information:
A. Personal Information
✔ Full Name
✔ Date of Birth
✔ Contact Details (Phone Number, Email, Address)
✔ Aadhaar Card, PAN Card, Voter ID, Passport (for verification purposes)
B. Financial Information
✔ Bank Account Details
✔ Salary Slips & Income Statements
✔ Credit Score & Credit History
✔ Loan & Repayment Details
C. Property & Business Information (For Loans Against Property & Business Loans)
✔ Property Ownership Documents
✔ Business Registration & Financial Statements
D. Technical Information
✔ IP Address
✔ Browser & Device Information
✔ Cookies & Tracking Data
2. How We Use Your Information
We collect and use your personal and financial information for the following purposes:
✔ Loan Processing & Approval – To assess your eligibility for financial services.
✔ Identity Verification – To comply with regulatory requirements and prevent fraud.
✔ Customer Support – To assist you with queries, applications, and loan servicing.
✔ Improving Our Services – To analyze user behavior and enhance our financial products.
✔ Marketing & Promotions – To inform you about special offers, new services, and updates (only with your consent).
✔ Legal Compliance – To comply with applicable laws, government regulations, and banking guidelines.
3. Data Protection & Security
We prioritize the security of your personal information and implement strong safeguards:
✔ Encryption – Data is encrypted during transmission and storage.
✔ Secure Servers – We store data on secure and access-controlled servers.
✔ Restricted Access – Only authorized personnel have access to sensitive data.
✔ Fraud Prevention Measures – Regular monitoring to detect unauthorized activities.
Despite our best efforts, no data transmission over the internet is 100% secure. We advise customers to take precautions while sharing personal details online.
4. Information Sharing & Disclosure
We do not sell or rent your personal information. However, we may share data with:
✔ Regulatory Authorities – To comply with legal requirements.
✔ Credit Bureaus – To verify your credit score and history.
✔ Financial Institutions & Partners – For loan processing and underwriting.
✔ Service Providers – Third-party vendors who assist in IT, payment processing, and customer support.
We ensure that all third-party service providers follow strict confidentiality agreements.
5. Cookies & Tracking Technologies
Our website may use cookies and tracking technologies to improve user experience and provide personalized services. You can choose to disable cookies in your browser settings, but some features may not function properly.
6. Your Rights & Choices
You have the right to:
✔ Access & Update Your Information – Request a copy of your personal data and correct inaccuracies.
✔ Opt-Out of Marketing Communications – Unsubscribe from promotional emails and SMS.
✔ Withdraw Consent – Request deletion of your personal data (subject to legal obligations).
✔ Restrict Processing – Limit how we use your data in certain circumstances.
To exercise these rights, contact us at [Your Contact Email].
7. Data Retention Policy
We retain your personal and financial information only as long as necessary for loan servicing, legal compliance, and fraud prevention. Once data is no longer needed, it is securely deleted.
8. Third-Party Links & External Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. Users should review their privacy policies before sharing information.
9. Changes to This Privacy Policy
Ambika Finance Private Limited reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on our website, and we encourage users to review this policy periodically.
10. Contact Us
For any questions, concerns, or requests regarding this Privacy Policy, please contact us:
📞 Customer Support: 9897962179
📧 Email: ambikafinanceprivatelimited01@gmail.com
🌐 Website: www.ambikafinancepvtltd.com
🏢 Office Address: Add-SCO 19-20 OPPOSITE TAJ HOTEL SECTOR 9D CHANDIGARH 160009.
Head Branch-Lower & Upper Ground Floor,Plot No.02 Road No 68 West Punjabi Bagh Delhi 110026